About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

As a Senior Associate, Research & Analysis in the Financial Institutions Group (“FIG”), you’ll play a key role in the end-to-end customer management from origination through to portfolio management.  Your primary responsibilities include credit risk assessment (financial and industry analysis, legal documentation, product and policy requirements etc.) and maintaining a well-managed portfolio of customers.

The role also requires strong customer focus with accountability to drive outcomes to meet customer requirements, while balancing non-financial risks evident across the segment. The position works closely with Relationship Managers, Product Partners, and Risk teams to identify opportunities, structure complex transactions, and deliver tailored customer solutions while maintaining the bank's risk appetite.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Permanent
Role Location:  Sydney or Brisbane
Work Hours: Fulltime (Hybrid)

What will your day look like?

Your key responsibilities will include but are not limited to:

• Through deep client/industry understanding and underpinned by high quality analysis, your role will help capture valuable business and cross-sell opportunities within acceptable risk appetite.
• Thought leadership and oversight across the end-to-end relationship credit management process covering Origination, Transaction Structuring, Risk Grading, Risk Analysis and Credit Approval, Documentation, and Portfolio Monitoring.
• Application of strong credit/risk assessment skills and deal structuring capabilities to execute transactions jointly with Relationship Managers, Product Partners and Institutional Risk.
• Industry specific research and ongoing portfolio management functions are also core responsibilities.
• Being a change agent by driving efficiencies across policy, process, systems and risk as well as embracing the digital agenda across  FIG.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Experience in relationship credit management and structuring complex financing arrangements.
• Excellent collaboration, interpersonal and communication skills.
• Client focus with the ability to lead due diligence activities, negotiations and senior level customer engagements alongside the Relationship Managers.
• A curious individual who is always willing to learn, challenge themselves and the status quo.
• Someone who is adaptive to change, ability to think strategically while bringing commercial acumen to decision making.
• Ability to work autonomously, work with a team with proven analytical, negotiation and problem-solving skills.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number:120819.
 

Job Posting End Date

11/08/2026, 11.59pm, (Melbourne Australia)