About Us

At ANZ, we’re shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

An Associate Director, Loan Structuring & Execution is responsible for the structuring, negotiation, documentation and execution of complex loan transactions for our Institutional customers. 

Our team’s objectives are to:

• deliver value by executing best in class, commercial, tailored loan facility solutions for our customers at pace

• leverage our expertise in structuring, execution and risk management to support deal origination and a better customer experience

• embed financial and non-financial risk discipline and contribute to good regulatory outcomes by ensuring bespoke loan documentation aligns with bank documentation requirements and credit approvals.

In your role as an Associate Director, you will manage the transaction process to financial close by offering loan structuring advice, preparing term sheets, appointing and instructing external lawyers, leading customer negotiations, confirming documentation aligns with credit approvals, attending to execution and finally providing conditions precedent sign-off.

Role Type: Permanent, full time 

Role Location: ANZ Tower: 242 Pitt Street, Sydney

What will your day look like?

A typical day may involve:

• Working on a diverse range of deals, including bilateral, club, syndicated, property and construction, leverage, capital call, structured asset finance and sustainable finance loan facilities. 
• Assisting with the structuring of loan facilities and providing input where required for credit workshops.
• Preparing mandate documents and term sheets (including drafting (high level) key terms and conditions for term sheets as required).
• Appointing, instructing and managing external lawyers on transactions, including preparing requests for fee estimates, ensuring time tables are met, responding to requests for instructions from lawyers and managing legal fees.
• Reviewing/commenting on externally prepared finance documents to ensure documentation is in line with customer expectations, market standards, bank policy and credit approvals. 
• Meeting with deal teams to discuss deal progress, issues requiring credit approval and roadblocks to deal delivery.
• Leading customer negotiations on deal terms and conditions.
• Managing conditions precedent to financial close.
• Working on key projects in connection with the delivery of loans to our customers, and the provision of learning opportunities to the broader bank.

What will you bring?

• Tertiary, post graduate qualification and relevant technical qualifications.
• Solid experience (5+ years ideally) in debt markets (syndications, documentation roles etc) or legal market, with experience in managing a broad range of complex loan transactions.
• Demonstrated strong written and verbal communication skills
• Sound understanding of Australian loan market terms & loan finance documentation, including mandate documents, facility agreements, guarantees, security documents and side deeds.
• Developed deal structuring skills, including commercial and analytical judgment of transactions and understanding of appropriate risk allocation.
• Sound understanding of financial and non-financial risk and ability to speak-up.
• Ability to prepare and review bespoke term sheets and mandate letters
• Demonstrated leadership, transactional and project management skills, with ability to drive deals to meet customer deadlines and manage legal spend.
• Ability to prioritise time, manage heavy workloads and competing demands, including managing multiple transactions at the same time
• Critical thinking and flexibility for rapid problem solving and decision making.
• Collaborative, decisive and solutions-focused approach, with the ability to develop pragmatic, commercial solutions.
• Developed negotiation, influencing, networking and relationship skills.
• Strong collaboration skills and ability to build strong and respected relationships with customers, credit and other key stakeholders.
• Ability to work well independently and as part of a team.
• Willingness to participate in projects and team activities as and when required
• Self-motivated to continually learn, develop knowledge and contribute to the learning of others.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 112504. 

Job Posting End Date

01/04/2026 11.59pm, (Melbourne Australia)