About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

As an Associate Director, Research & Analysis in our Institutional Banking team, you will oversee a portfolio of International Banking clients in China, with a focus on performing in-depth research and analysis to identify and manage risks inherent to clients' business models, industries, capital structures, and performance outcomes. This role also involves providing strategic leadership and mentorship to junior team members, fostering their development through both formal and informal guidance.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours. 

Role Location: Shanghai, China
Role Type: Permanent, Full-time

What will your day look like?

As an Associate Director, Research & Analysis you will;

• Assist in achieving the economic profit and revenue targets of the International Banking business through credit preparation and onboarding new clients.
• Attend customer visits with Relationship Managers to gain insights into their business models and industries.
• Ensure annual reviews are completed on time and respond promptly to new client opportunities.
• Contribute to developing strategies for onboarding new transactions, managing deteriorating credits, and deal structuring.
• Structure adequate and risk-mitigated facilities with a forward-looking approach to credit risk.
• Strictly comply with ANZ's credit policies and processes in risk analysis, documentation, and transaction execution.
• Proactively identify opportunities for process improvement and efficiency gains, offering solutions.
• Act as a point of escalation for credit and operational issues, participate in projects, and assist in coaching junior analysts.
• Foster strong relationships with peers and stakeholders across the Relationship Team, Lending Operations, Product Partners, and Risk.
• Lead Credit workshops and be responsible for managing end-to-end credit process
• Is an independent thinker with strong credibility from all stakeholders
• Maintain the highest standards of integrity and adherence to ANZ's policies, procedures, and regulatory requirements.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Tertiary qualification, preferably in Finance or Accounting

• Solid experience in credit analysis within the institutional and large corporate sector

• Strong Chinese and English language proficiency (both written and verbal) is required to communicate effectively with clients in China, team members and stakeholders globally

• Exceptional analytical and problem-solving abilities

• Excellent interpersonal and communication skills

• In-depth understanding of banking products and structures, including loans, trade finance, and global markets

• Highly motivated and self-directed team player

• Strategic mindset with strong commercial acumen

• Proven ability to effectively balance risk and reward priorities

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.
 

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 91200.

Job Posting End Date

09/04/2025 , 11.59pm, (Melbourne Australia)