About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

As an Associate, Research & Analysis, International Banking – China Portfolio, you will manage a portfolio of International Banking clients in China and be responsible for delivering high-quality research, analysis and credit risk assessment. You will play a critical role in identifying, assessing and managing risks inherent within clients' business models, industries, capital structures, management frameworks and financial performance.

Working closely with Relationship Managers, Risk partners and Product partners, you will provide insightful analysis and sound credit recommendations, ensuring risks are appropriately identified, mitigated and monitored in line with policy, regulatory and portfolio requirements. You will also act as a key coordination point for multinational corporate customers, ensuring all booking point credit risk, policy and regulatory obligations are met.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours. 

Role Location: Shanghai, China
Role Type: Full-time, Permanent

What will your day look like?

As an Associate Research & Analysis, you will be responsible for 

• Manage a portfolio of International Banking clients in China, providing ongoing research, analysis and credit risk assessment.
• Prepare high-quality credit papers with clear identification of risks and robust risk mitigation strategies.
• Conduct detailed financial analysis to assess client performance, capital structure and financial strength.
• Perform industry research and analysis to identify emerging trends, opportunities and risks impacting clients.
• Deliver sound, well-supported credit recommendations based on thorough analysis and risk evaluation.
• Monitor portfolio performance and undertake regular risk grade reviews.
• Manage portfolio events and ensure timely escalation and resolution of risk-related matters.
• Assess risks associated with clients’ business models, industry dynamics, management structures and financial results.
• Partner with Relationship Managers, Risk teams and Product partners to support informed credit decisions.
• Coordinate with internal stakeholders to ensure effective execution of credit and risk management activities.
• Act as a key coordination point for multinational corporate customers across relevant booking locations.
• Ensure all credit risk, policy and regulatory requirements are met and maintained across the portfolio.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

•    Strong and relevant experience in risk analysis across Institutional Banking customers. 
•    Tertiary qualification, preferably in Commerce, Business, Accounting or Economics. 
•    Knowledge of banking products and loan structures, trade finance and global markets. 
•    Highly motivated, self-directed team player with excellent written and verbal communication skills. 
•    Strategic mindset with strong commercial acumen and the ability to balance risk and reward considerations. 
•    Mandarin language capability to support effective engagement with China-based clients and stakeholders, and to review and analyse business and financial information that may be prepared in Mandarin.

 
You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.
 

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 119693.

Job Posting End Date

23/07/2026, 11.59pm, (Melbourne Australia)