About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

As an Associate Director/Senior Associate, Financial Institutions Group, Research & Analysis, you will be responsible with the following: 

• Focused on the production of high quality and fit-for-purpose analysis to support credit decisions pertaining to Korea Financial Institutions clients with particular focus in the Insurance/Finance/Securities/Asset Management/Public sector.
• Actively contribute across the end-to-end relationship credit management process covering Origination, Transaction Structuring, Risk Grading, Risk Analysis & Credit Approval, Documentation, Portfolio Monitoring, and Specialised Industry Research.
• Provide first line of defence (in conjunction with relationship management team), ensure well managed principles and manage credit risks within an allocated portfolio.
• Represent relationship management teams in internal audit reviews.
• Be a change agent and drive efficiencies across policy, process, systems and risk management across both FIG R&A and FIG segments.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Location: ANZ Branch Seoul, South Korea

Role Type: Full-time; Permanent   

What will your day look like?

• Drive continuous improvement in the quality of insights, fit-for-purpose analysis and effective credit assessment and management of FIG counterparties.
• Ensure high quality and timely contribution to key strategic transactions and customers that improves the probability of success and maximises the customer experience to support profitable business growth.
• Build strong working relationships with Relationship Management and Risk teams for effective collaboration and engagement to navigate appropriate negotiations to ensure sound commercial outcomes that balances the requirements of the Bank and Customers.
• Ensure adherence to ANZ policies, processes and external regulatory requirements - driving a strong risk culture.
• Build collaborative working relationships across the bank to ensure best value to the customer, working side-by-side with the Relationship Manager, FI Risk, Markets, Corporate Finance, LS&E, external legal, operations teams and other key stakeholders.
• Active contribution to RWA targets including identification and rectification of any data or methodology issues.
• Understand financial targets for Relationship Managers and effectively contribute to the achievement of such targets.
• Meet requirements to manage the credit risk within acceptable parameters.
• Understanding customer industry, operating environment and strategy, and ensuring that solutions are considered with the customer in mind.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Proven banking experience in relationship credit management across industry segments and a robust understanding of the Korea market dynamics. 
• Strong knowledge and exposure to Risk & Compliance management along with understanding of the operating and regulatory environment across jurisdictions.
• Relevant experience in FIG is preferred but not essential depending on level of analytical skills and sound credit sense.
• Strong understanding of lending/markets/transaction banking products and corresponding documentations.
• Advanced collaboration, relationship, networking, influencing, and communication skills.
• Strategic mindset, highly commercial with a proven ability to balance risk/reward priorities.
• Strong client focus with the capability of leading due diligence activities, negotiations and senior level customer engagements.
• Planning and organisational skills, capable of prioritising effectively in order to meet all requirements – strong attention to detail, limited supervision and capable of driving agenda for customer, product, relationship and risk.
• Tertiary degree in business, economics and numbers-based discipline with CFA/CPA/FRM qualifications preferred but not a must.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 96965.

Job Posting End Date

09/06/2025 , 11.59pm, (Melbourne Australia)