About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

About the Role

As an AML Senior Analyst, you will play a critical role in managing ANZ’s AML/CTF risks and reporting obligations. You will help safeguard the integrity of the financial system by detecting, investigating, and mitigating money laundering and financial crime risks.

This role places strong emphasis on AML investigations and Suspicious Matter Reporting (SMR), ensuring ongoing compliance with AUSTRAC requirements. You will also support the delivery and execution of global AML/CTF controls by taking ownership of high‑risk customer investigations and contributing to regulatory compliance through accurate and timely reporting.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Permanent

Role Location: Level 3C, 839 Collins Street, Docklands VIC 3008

Work Hours: Full-Time (40 hours/week) 

What will your day look like?

As a member of the AML Investigations team, you will be accountable for (but not limited to):

• Conducting high‑quality AML investigations, with a strong focus on emerging risks and complex networks, while overseeing Key Risk Indicators in an environment of heightened industry and regulatory scrutiny.
• Preparing and submitting high‑quality Suspicious Matter Reports (SMRs) to AUSTRAC within required regulatory timeframes.
• Applying a wide range of investigative techniques to identify suspicious or unusual activity, including direct customer interactions when performing Enhanced Customer Due Diligence (ECDD).
• Acting as a decision‑maker for escalated and complex cases, ensuring investigation outcomes are risk‑appropriate and fully compliant with regulatory obligations.
• Setting the benchmark for investigative excellence through coaching and collaboration, uplifting AML/CTF procedures and capabilities, and driving knowledge‑sharing and continuous improvement across Financial Crime.
• Ensuring comprehensive monitoring and coverage of AML/CTF risk typologies and executing enterprise controls aligned with the Risk Management Framework to effectively manage and mitigate financial crime risks and threats.

What will you bring?

To grow and be successful in this role, you will ideally bring:

• Proven experience in AML investigations, including direct exposure to Suspicious Matter Report (SMR) preparation and submission.
• Demonstrated capability to navigate complex investigations and business structures, leveraging a broad range of investigative tools to extract actionable intelligence.
• Strong decision‑making skills, with the ability to manage complex and high‑risk cases while applying sound risk‑based judgment.
• Experience interpreting legislation and regulatory obligations, particularly those under the AML/CTF Act.
• Excellent written and verbal communication skills, with the ability to influence and engage senior stakeholders, conduct customer conversations, and manage law enforcement referrals.
• A collaborative mindset, with the ability to drive change, uplift processes, and contribute to continuous improvement across teams.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you. 

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 110407 .
 

Job Posting End Date

06/03/2026 , 11.59pm, (Melbourne Australia)