Head of Retail Credit RiskHead of Credit Strategy and Portfolio Oversight

Req ID: 121248

Department: B&PB Risk - Specialised Credit

Division: Risk

Location: Melbourne

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

About the Role

As the Head of Credit Strategy and Portfolio Oversight, you will play a critical leadership role within the Business & Private Bank risk team, providing second line oversight of credit risk strategy, governance, and portfolio performance. This is an influential leadership position where you will shape credit risk outcomes, drive strategic decision-making, and ensure robust governance across a complex and evolving portfolio environment.

Role Type: Permanent
Role Location: Melbourne /Sydney/ Brisbane
Work Hours:

What will your day look like?

Leading the Credit Strategy and Portfolio Oversight function, shaping credit risk outcomes across Business & Private Bank through independent second line oversight
Defining and leading credit strategy governance frameworks and oversight practices across portfolios.
Driving enterprise stakeholder engagement and influencing credit risk strategy, policy, and regulatory outcomes.
Overseeing portfolio risk insights, reporting, and governance to inform executive decision -making.
Building organisational capability and fostering a strong, proactive risk culture across teams.

What will you bring?

Exceptional leadership, influencing, and executive stakeholder management capability.
Deep expertise in credit risk, governance, regulatory frameworks, and portfolio management.
Strong strategic thinking, problem -solving, and decision -making capability.
Deep expertise in quantitative analytics and processes.
Outstanding communication and ability to navigate complex enterprise environments.
Demonstrates an open‑minded and adaptable approach, with the ability to adjust style, thinking and judgement to evolving business needs and credit contexts, and to align with ANZ's 2030 Strategy.
Proven ability to lead large teams successfully through change while fostering a positive, open mindset and helping teams adapt confidently to evolve business and risk environments.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 121248 .

Job Posting End Date

16 August, 11.59pm, (Melbourne Australia)