Head of Retail Credit Risk
Head of Retail Credit Risk
About Us
At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.
About the Role
As the Head of Specialised Credit, Business & Private Bank Risk, you will lead the specialised credit portfolio including the Emerging Corporate, Private Bank, Agribusiness and Commercial Real Estate segments. This executive leadership role combines strategic influence, sound judgement, and strong risk stewardship to support sustainable growth and portfolio performance. You will provide independent oversight of complex credit decisions, drive excellence in credit risk management and governance, and foster a strong risk culture that enables confident decision-making in a dynamic environment.
Role Type: Permanent
Role Location: Melbourne / Sydney / Brisbane
Work Hours: Full Time
What will your day look like?
- Leading the Specialised Credit line of business within the Business and Private Bank Risk function, including setting direction for credit risk management, portfolio quality and sustainable growth.
- Provide executive oversight of complex credit decision-making, governance and risk frameworks, ensuring strong risk outcomes and alignment with risk appetite.
- Influence enterprise-wide credit strategy through strong partnerships with senior executives, regulators, and key stakeholders.
- Build a high-performing team and culture that fosters excellence, accountability, and disciplined risk management.
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What will you bring?
- Deep expertise in credit risk, portfolio management, and regulatory frameworks, preferably with experience in specialist segments such as Private Bank, Emerging Corporate ,Agribusiness and Commercial Real Estate.
- Strategic risk leadership and governance
- Exceptional leadership, influencing, and executive stakeholder management capability.
- Strong strategic thinking, problem -solving, and decision -making capability.
- Demonstrates an open‑minded and adaptable approach, with the ability to adjust style, thinking and judgement to evolving business needs and credit contexts, and to align with ANZ's 2030 Strategy.
- Proven ability to lead large teams successfully through change while fostering a positive, open mindset and helping teams adapt confidently to evolve business and risk environments.
So why join us?
From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.
But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.
We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.
At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.
To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 121249 .
Job Posting End Date
23 August , 11.59pm, (Melbourne Australia)