Head of Diversified Credit

Req ID: 121247

Department: B&PB Risk - Specialised Credit

Division: Risk

Location: Melbourne

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

About the Role

As the Head of Diversified Credit, Group Risk - Business & Private Bank, you will play a pivotal leadership role in shaping the future of the Retail SME and Wholesale Credit Risk portfolios. Leading the Line 2 Diversified Credit function, you will provide independent oversight and challenge, ensuring risk is managed effectively while supporting sustainable business growth and customer success.

This is an opportunity to influence strategy at scale, strengthen the bank's risk culture, and drive innovation across credit risk frameworks, governance and portfolio management. You will work alongside senior executives to balance growth and resilience, elevate risk practices, and lead transformational change that enhances decision quality, operational effectiveness and long-term value creation.

Role Type: Permanent
Role Location: Melbourne / Sydney/ Brisbane
Work Hours: Full Time

What will your day look like?

As a Head of Diversified Credit, you are accountable for:

Leading the Diversified Credit line of business within the Business and Private Bank function.
Providing strategic leadership and setting direction for credit risk management and portfolio quality across Wholesale and Retail SME portfolios.
Overseeing credit decisioning frameworks, governance, and stakeholder engagement across business and risk leadership.
Driving risk culture, compliance, and alignment with regulatory and internal credit policies.
Leading senior stakeholder engagement and contributing to enterprise-wide credit strategy and performance outcomes
Monitoring portfolio performance, emerging risks and concentrations, ensuring timely insight, intervention and escalation on material risk matters
Driving a strong risk culture through constructive challenge, accountability and the effective application of risk management practices across the first and second lines of accountability
Maintaining effective relationships with executive stakeholders, regulators and assurance functions, representing the bank's diversified credit risk position with credibility and influence
Building and leading a high-performing team, fostering an inclusive culture that develops capability, enables succession and delivers sustainable enterprise outcomes

What will you bring?

Exceptional leadership, influencing, and executive stakeholder management capability
Deep expertise in credit risk, portfolio management, and regulatory frameworks across commercial portfolios.
Strong strategic thinking, decision-making, and governance capability.
Proven ability to lead large teams and drive risk culture and performance outcomes.
Demonstrates an open‑minded and adaptable approach, with the ability to adjust style, thinking and judgement to evolving business needs and credit contexts, and to align with ANZ's 2030 Strategy.
Proven ability to lead large teams successfully through change while fostering a positive, open mindset and helping teams adapt confidently to evolve business and risk environments.
Open-minded approach, readily able to adjust style, thinking and judgement to evolving business needs and credit contexts
Tertiary qualification in Banking, Finance, Accounting or Economics (desirable)

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 121247 .

Job Posting End Date

23 August 11.59pm, (Melbourne Australia)