About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

About the Role

As a Credit Risk Senior Analyst in our Retail Risk Team, you’ll support the successful delivery of the Home Owner Business Owner Balance Sheet Transfer project by ensuring accurate capital allocation and reporting across divisions. The position involves managing system changes, validating data flows, and enhancing reporting logic to maintain compliance and transparency.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: 6-Month Fixed-Term
Role Location: Melbourne (hybrid)
Work Hours:Full-Time

What will your day look like?

As a Credit Risk Senior Analyst, you will be accountable for:

• Manage changes to the capital engine to ensure all commitments are correctly assigned to the appropriate division.
• Validate data flows from source systems to the capital engine.
• Draft functional requirements and perform user acceptance testing (UAT) for system changes.
• Review and adjust logic for capital overlays to ensure accurate apportionment across relevant divisions.
• Collaborate with Finance and Risk teams to confirm methodology and compliance.
• Adjust and improve management reporting on drivers of divisional RWA (Risk-Weighted Asset) movements.
• Provide insights and analysis to support decision-making and governance.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Strong problem-solving skills, written and verbal communication skills, and stakeholder engagement skills.
• Strong analytical skills and proficiency in data analysis tools (e.g., SQL, Excel, SAS).
• Ability to identify and analyse information quickly and efficiently; leverage innovative and creative solutions to solve problems related to data.
• Ability to maintain high standards of accuracy and work under pressure to achieve deadlines
• Ensuring deliverables meet stakeholders’ expectations and ability to work in a cross-functional environment.
• Sound understanding of the risk environment, processes, and systems.
• Quantitative degree in statistics, actuarial, econometrics, mathematics, physics, engineering, or related field.
• Exposure to retail capital calculation (APS 112 / APS 113) would be an advantage.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 107344 .
 

Job Posting End Date

22/01/2026 , 11.59pm, (Melbourne Australia)