About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

Research & Analysis (R&A) is a global customer facing function that provides high quality, globally consistent and time sensitive credit analysis and maintains well managed framework.

As an Associate Director, R&A Australia, you will apply advanced credit/risk assessment skills and strong deal structuring capabilities to execute complex transactions jointly with Relationship Managers, Product Partners and Institutional Risk. Additionally, you will perform industry specific research and ongoing portfolio management functions and exercise CAD. A portion of the portfolio is focused on the Retail trade sector.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Permanent, Full-time
Role Location: 833 Collins Street, Docklands VIC 3008

What will your day look like?

As an Institutional Research & Analysis Associate Director, your accountabilities include:

• As a member of the Relationship coverage team, you will assist in the achievement of specified growth targets and risk adjusted returns across the client portfolio.
• Balance business opportunity with acceptable risk.
• Understand financial analysis across profit & loss, balance sheet and cash flow statements.
• Help drive cross-divisional, cross-border and multi-product relationships through high quality analysis and insight to expand client engagement and capture opportunities within acceptable risk parameters.
• Optimise client satisfaction and deepen client relationships through depth of client/ industry understanding as means of sustaining quality client interaction.
• Execute transactions and portfolio management in conformity with Business Writing Strategies/Risk Appetite Statements and Policy.
• Meaningfully contribute to credit workshops involving Relationship, Product and Risk to determine risk appetite and deal structures.
• Actively assist in people management practices that meaningfully contribute to an engaged workforce and attract, retain, develop and motivate the team for optimum performance.
• Meet the standards of risk, compliance, and behaviour required by ANZ.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Excellent teamwork orientation.  Collaborative in style and involving others to reach objectives.
• Ability to balance origination / business development activity with acceptable risk and look to optimise risk/ reward opportunities.
• Proven experience in senior relationship and / or senior credit analyst roles with excellent analytical skills supporting sound commercial judgement and business instincts underpinning actions/ recommendations/ decisions.
• Development of expert knowledge and understanding of relevant industry segment.
• Tertiary qualifications in Accounting, Finance or Commerce disciplines.
• Thorough knowledge of credit and risk management principles, policies and procedures.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 97671 .
 

Job Posting End Date

25/06/2025 , 11.59pm, (Melbourne Australia)