About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

As the Senior Credit Manager, you will support the Financial Institutional Group (FIG) with end-to-end management of the credit portfolio, which includes: conducting credit approvals within delegated credit authority including review and challenge of credit submissions; portfolio monitoring/analysis; and providing recommendations to senior credit approvers on credit related matters, in an efficient and timely manner.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role location: Solaris One, Makati
Role Type: Permanent
Schedule: Dayshift 

What will your day look like?

As the Senior Credit Manager, you will: 

• Support global teams in managing credit portfolios within agreed Risk Frameworks

• Work collaboratively with senior credit approvers with recommendations on credit related matters. This includes the review and challenge of credit submissions and conducting approvals within delegated authority, in an effective and timely manner.

• Identify macroeconomic, regulatory, and industry trends

• Proactively address emerging risks in the customer portfolio and share insights across the global team

• Support portfolio monitoring/analysis activities

• Improve the efficiency/ effectiveness of risk practices and processes

• Provide training, support and coaching to assist raising the quality of credit proposals and portfolio management

• Ensuring compliance with credit requirements and relevant policies

• Consistently behave in line with ANZ values

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• 10+ years’ experience within the Banking or Financial Services industry in a relevant credit decision role

• Experience in credit assessment of financial institutions such as: banks, funds, finance companies, and insurance underwriters

• Institutional banking experience in credit assessment and management of customer portfolios

• Experience in the write up or review and challenge of credit submissions within Institutional banking 

• Credit decisioning experience in supporting senior credit approvers with recommendations on credit related matters, and completing approvals in line with delegated authority.

• Experience in handling credit approval processes, analysing credit risk factors, and implementing risk mitigation strategies

• Proven track record of successfully leading and managing teams, preferably in the financial sector

• Excellent communication skills, both verbal and written, with the ability to effectively communicate complex concepts to diverse audiences

• Knowledge of macro and industry economics

• Knowledge of financial products commonly utilised by institutional customers

• Knowledge of regulatory requirements for managing corporate credit exposures

• Knowledge of governance and compliance frameworks for financial and non-financial risks

• Experience in promoting an adaptive, agile risk culture and motivating organisational change

• Experience in leveraging digital technology and data to increase efficiency and effectiveness

• Experience in delivering to real time business demands, managing conflicting views, and managing competing priorities

• Tertiary qualifications in Banking, Finance, Accounting, Economics or Law would be desirable

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

ANZ provides banking and financial services and operates across more than 30 markets. We are among the top 4 banks in Australia, the largest banking group in New Zealand and Pacific, and among the top 50 banks in the world. With more than 2,000 people, our team in Manilla play a critical role in executing our strategy and deliver what matters most to our customers and the bank. We continue to grow our professional services capabilities to support our customers around the world.  Our expertise and services make us a bank, and our people, purpose, and culture makes us ANZ. We're proud of the inclusive culture we're renowned for where 90 percent of our people feel they belong. 

We provide our people with a range of benefits including access to health and wellbeing services.  We also have flexible working options so that our people can 'make work, work for them'.

We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability, let us know how we can provide you with additional support.

To find out more about working at ANZ visit  https://www.anz.com/careers/. You can apply for this role by visiting ANZ Careers and searching for reference number 71689.

Job Posting End Date

18/09/2024 , 11.59pm, (Melbourne Australia)