About Us

Standard
At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

About the Role

At ANZ our purpose is to shape a world where people and communities thrive and to achieve this, we need a talented Sr. Risk Analyst to join our GCC Retail Risk Australia team, wwithin our GCC Group Risk division.

Risk is a critical function, with highly valued and innovative teams that enable ANZ to deliver its purpose. 

The Retail Credit Risk Department is responsible for the management of credit risk policy, strategy, governance and oversight across the credit lifecycle, balancing customer, shareholder, and regulatory objectives. You will support strategic direction by translating insights into practical business recommendations, communicating team objectives, and presenting data in digestible, logical, and compelling ways.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Permanet
Role Location: Manyata Tech Park, Bengaluru
Work Hours: 7 am to 4 pm

What will your day look like?

As a Senior  Risk Analyst, you will:

• Deliver on actionable/value-add insights and analyses in support of the decision automation and optimisation journey of Retail Risk
• Streamline credit risk strategy, policy, and process for ANZ’s Retail Credit Portfolios
• Deliver improved decision automation, low friction and fast outcomes for customers whilst managing ANZ risk appropriately
• Utilise analytical techniques, leveraging existing data and system infrastructure, to create more tailored decisions and offers that improve customer and business outcome
• End to end delivery of changes from ideation to rollout, coordinating with stakeholders across the business
• Engage with Sr. stakeholders across teams and locations in Australia, Manilla and Bengaluru

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• At least five years of technical experience using data tools that require coding skills (such as SAS, SQL, Python, R, etc.)
• Relevant prior experience working within industries including (but not limited to): financial, professional, or consulting services, utilities, engineering, information/data providers (such as credit bureaux)
• Collections and Hardship risk prior experience preferred
• Excellent attention to detail, operating in a thorough and well-ordered way to produce accurate, complete, consistent, and compliant work
• Effective communication skills both written and verbal, with a strong capability to articulate complex analytical information clearly and simply
• Can appreciate difficult problems and enjoy getting stuck into the detail, but able to keep an eye on the big picture to keep moving forward
• Comfortable being uncomfortable – You are comfortable with uncertainty and can effectively manage yourself through ambiguity and change
• Stakeholder management experience, as necessary to enable work to be delivered. Adjust working with Australia time (early start 7AM IST)
• A critical thinker, with prior experience solving business problems using data, analytics, and technology (systems), combined with complex and analytical thinking skills

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number  97940

Job Posting End Date

13/06/2025 , 11.59pm, (Indian Standard Time)