About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

About the Role

ANZ Plus has well and truly hit the market and our proposition offering is also expanding into new products (e.g. Home Loans, Credit Cards). ANZx Retail Risk, builds a “Credit as a Service” capability that provides compliant, largely automated customer credit decisioning agnostic of channel, customer, or loan type.

As a Credit Risk Analyst, your mission is to develop credit strategies that align with ANZ’s credit risk policy, strategy, governance and oversight across the credit lifecycle. This is a great opportunity to help reimagine credit assessment utilising brand new technology platforms that are secure, fast and customer centric.

Our dedicated team understand the power of data, science, technology, and people to collaborate to solve business problems. They leverage data and analytics to formulate solutions and work with business stakeholders to develop sound proposals that promote sustainable and profitable business growth.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Full Time, Permanent
Role Location: Manyata Tech Park, Bengaluru
 

What will your day look like?

• Streamline credit risk strategy, policy, and processes to support the ANZ Plus vision of high automation.
• Balance customer, shareholder, and regulatory objectives whilst developing new credit assessment strategies and policies.
• Influence strategic direction by translating data into insights and practical business recommendations, communicating team objectives, and presenting data in digestible, logical, and compelling ways.
• Provide thought leadership to deliver quality credit policy and strategy management.
• Deliver improved decision automation, low friction and fast outcomes for customers whilst managing ANZ risk appropriately.
• Utilise analytical techniques, leveraging existing data and system infrastructure, to create more tailored decisions and offers that improve customer and business outcomes.
• End to end delivery of changes from ideation to rollout, coordinating with stakeholders across the business.

What will you bring?

• 7+ years’ experience solving for complex credit assessment strategies and policies within a retail lending environment.
• Experience in financial, professional, or consulting services, utilities, engineering, information/data providers (such as credit bureaus).
• Strong judgment, commercial focus, drawing on various techniques and prior experiences, extrapolating, exploring, and experimenting where new challenges are encountered.
• A self-starter with a high degree of initiative and autonomy to navigate ambiguity and make decisions within a broadly defined direction and set boundaries.
• Enjoy working “on the tools”, with strong working knowledge of data science, and/or business decision systems and/or reporting software tools (e.g., MS Excel, SAS, SQL, R, Python, Qlik, Tableau, Power BI, PowerCurve, TRIAD Customer Manager, AbInitio).
• Solid stakeholder management experience to build and maintain strong cross-functional relationships with key personnel throughout value-chain, understanding and responding to stakeholder needs.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 84937.

Job Posting End Date

24/01/2025 , 11.59pm, (Melbourne Australia)