About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

The Lead Analyst, Research & Analysis (R&A) supports the Singapore and Philippines Large Corporate Banking franchises, partnering closely with Coverage and Credit Risk teams to manage a portfolio of complex institutional relationships. The role is responsible for delivering high-quality credit analysis, risk assessment, and portfolio management across large corporate clients operating in sectors such as manufacturing, industrials, retail, real estate, media, and diversified corporates.

As a key risk partner to the business, you will evaluate creditworthiness, identify emerging risks, and provide well-informed recommendations that support sound credit decisions and sustainable business growth. This role offers significant exposure to sophisticated corporate structures, complex lending transactions, and senior stakeholder engagement across regional markets.

Role Type: Permanent
Role Location: Bangalore 

What will your day look like?

As an Lead Research & Analysis Analyst, your accountabilities include:

• Conduct comprehensive financial, industry, and business analysis to assess the creditworthiness of large corporate clients.
• Evaluate risks associated with capital structures, liquidity profiles, operating performance, ownership frameworks, and industry dynamics.
• Prepare high-quality credit applications, annual reviews, and portfolio assessments that support effective credit decision-making.
• Manage a diverse portfolio of large corporate relationships, ensuring timely completion of reviews, risk monitoring, covenant tracking, and credit actions.
• Drive end-to-end credit lifecycle activities, including credit analysis, risk grading, approval processes, documentation review, and ongoing portfolio surveillance.
• Identify emerging portfolio risks and recommend appropriate mitigation strategies to maintain portfolio quality.
• Partner closely with Relationship Managers, Credit Risk, Legal, Operations, and other stakeholders throughout the transaction and portfolio management lifecycle.
• Support financing transactions through detailed assessment of deal structures, financial risks, and documentation requirements.
• Ensure compliance with regulatory requirements, internal credit policies, and portfolio management standards.
• Contribute to process improvement initiatives that enhance risk management effectiveness and operational efficiency.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• 3-5 years of experience in Corporate Banking, Institutional Banking, Credit Risk, Portfolio Management, Leveraged Finance, or Financial Analysis.
• Experience analyzing large corporate clients and complex credit structures
• Experience analyzing large corporate and multinational clients.
• Chartered Accountant (CA), MBA (Finance), Master's in Economics, CFA, or equivalent qualification.
• Experience preparing and presenting credit recommendations in a banking or financial services environment.

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong. 

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

To find out more about working at ANZ visit https://www.anz.com/careers/. You can apply for this role by visiting ANZ Careers and searching for reference number 120834

Job Posting End Date

06/08/2026, 11.59pm, (Melbourne Australia)